Usually the programs you can get are so called "lite" versions, or temporary versions when they come pre-installed. They will have very, very limited use. I think years ago I remember something called Photoshop LE or Lite, or something like that, but I haven't heard of it around for years. Probably because people who need these programs, NEED these programs for what they can do, not what they cannot do.
I would say get your Credit Card out and head for Best Buy, or some other software boutique when you get your laptop and be prepared to spend another $1000 to $1800 depending on what you want.