Hey del35, I liked that "banksters..." I hope you don't mind if I start using it.
That's right, these people are not "bankers," they are "banksters." They produce nothing of value, but leech their extravagant sustenance off the massive flows of OPM they encourage. Wall Street is no longer about investing, it is about gambling, and the inevitable fraud that goes with it. An investment is money spent to increase the quantity or quality of something, from which one might realistically anticipate a return; the whole pie gets bigger, so you get a bigger piece. If you can't get more pie unless someone else loses his, you're not investing, you're gambling (or cheating, or swindling).