CreditCard Owners Shopkeepers

Jun 11, 2018
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I was recently wondering as I was making online transactions. When you shop from a rather random website and you pay via credit card, does the shop owner actually see and have access to your credit card information? Or is it decoded in some way or used in a 3rd party billing security system without the shop owner ever seeing the actual information?
 

kanewolf

Splendid
Moderator
It would depend on the website. Just like a brick-and-mortar shop could have a card skimmer capturing your credit card data, a "random website" might be honest or not. It could be harvesting card numbers before sending them to a card company for processing. Phising websites look like authentic bank websites, but they aren't. Same with your hypothetical "random" website.
 
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