[citation][nom]gamerjames[/nom]No, maybe you've misunderstood. These people were sent e-mails which they thought were from their banks/the IRS. They put all of their info in and such and the money was drained/taken by the criminals. They ARE retards with their information.[/citation]
Not the most "choice" of words and not grammatically correct...
Retard (as taken from dictionary.reference.com)
–noun
3. a slowing down, diminution, or hindrance, as in a machine.
4. Slang: Disparaging.
a. a mentally retarded person.
b. a person who is stupid, obtuse, or ineffective in some way: a hopeless social retard.
The more correct word to use would be...
naive (as taken from dictionary.reference.com)
–adjective
2. having or showing a lack of experience, judgment, or information; credulous: She's so naive she believes everything she reads. He has
a very naive attitude toward politics.
That is just my 2 cents. I'm expecting a "grammar nazi" comment to be made at some point. Hehe.