My husband and I have been invaded by R.A.T.s....will we ever be safe on the net again? I was able to do a fresh start on my Windows 10, but hubby got it worse than me and his 8.1 is gone! He is still trying to do a reset and can't. Is there a way we can find out how they got in? He suspects they got our personal files and are selling them on the black market!!?? Is this possible? We both have laptops with webcams. The most disturbing part of this is that we were watching Netflix one evening and a picture of the two of us came across the screen! Nobody seems to want to help...not even Microsoft. Any advice?