A couple of points to make here. First off, there are plenty of options for decent phones that still support TF/SD cards, they're just not your most expensive status quo phones. However they are still very good and capable phones. I won't and don't trust my data to any cloud storage free or paid. I have tons of storage of my own in the form of hard drives and SSDs that I've removed from old PCs and laptops that I put in inexpensive external enclosure that plug into my devices via USB. I do have a 128gb phone that doesn't have expandable storage but it has a specific use. I don't have any apps on it that aren't related to that specific use nor do I use it for pictures, videos, or music. It's never even come close to running out of storage but if it did I would just dump onto a drive. The only downside for me to not owning a flagship Samsung Galaxy phone is the camera. That may be super important to some and I'll admit I do miss my 50x space zoom. However I will never ever under any circumstances allow myself to spend any more than $500 max on a mobile phone. I've done it twice now and both were huge mistakes. I'm not even going to mention Apple anything because I swore that out of my life a long time ago for very valid reasons which don't apply here. If you're the person who needs a phone that costs more than many people's vehicles then you get what you get. Don't complain! Now on to one of my points about this particular article. Does the difference in speed between fancy internal phone storage and the removable expandable storage cards really matter that much? Not to me. If it does to you, again, you get what you get, don't complain. The phone manufacturers are conglomerates and they're going to put the stinky end of the stick to you whether you like it or not and if that's what you have to have then you live with your choices. I'm living with mine. I sacrificed the super cameras for functionality where it matters. I have 512gb internal and 1tb TF card that's pretty fast. It's a Samsung high speed card that's specifically for media such as videos and music. I don't see much difference in loading times as when the files are on the phones internal memory. That's my observation, you can listen to the hype over speed if you see that much of a difference. If we were machines that processed data at speeds beyond comprehension then it would be a different story but we aren't. We're people and if small fractions of a second are going to make that much of a difference, you have more issues than limited internal storage space on your phone. My pictures aren't great and they take a tenth of a second longer to load but I have no storage issues and I can plug wired audio devices in to it which is far more important to me and I don't complain about the photos and videos because... Wait for it. They make really nice cameras that don't have phones on them that blow cell phone cameras away and once you get one, if you buy a good one and take care of it, you won't have to replace it because the security crap on it isn't supported after a year forcing you to replace it. That is all.