The real news here is that there are people who actually pay for music!
I'd rather takes my chances on getting a virus through torrents (never happens) than letting a company hold my credit card details.
Maybe Apple we're running OSX on their servers (and the hacking competitions in recent years have shown us just how secure an operating system that is...)
Um are there kids in the house? Kids often know more about how tech works than their parents and often times use that. It happens with pay per view all the time. "No Dad I didn't order Lord of the G-Strings." Why can't it happen with iTunes?