The author may be interested to know that I had a Lifelock account for all of 90 days when my main credit card company informed me of fraudulent charges on my card which they had blocked! Then within the course of a week, I started receiving Bank letters denying me credit that I had not applied for. I called Lifelock and informed them of the breach and they had the audacity to say" before we continue I must read you a disclaimer". Then they promptly read me a legal statement saying they were not responsible for anything! I asked the agent what the hell I was paying them for they had missed it all! needless to say, I no longer do business with those worthless money sucking web ticks. Tom my experience may be unique but at age 71 I have lived long enough to know a seriously worthless scam when I see one. Seriously doubt if I am alone. Capitol One and Transunion stopped the problem but not before my credit rating fell some 50 points. I must also give Chase a pat on the back as one call to them prevented serious damage to that account. Tom, my daddy the Colonel always said a man is known by the company he keeps, you have been informed I'll say no more.