semi_1962 :
Yes I'm a 100% sure I'm on the correct user in both sections I put in my post & 100% sure I typed my same password in both. In safe mode - recovery system the other user profile isn't the administrator the name is MoneyGroupUser$ which I have no idea who or where it came from. My theory is it is there by me missing a step when I originally tried to remove the malware problem I was dealing with
OK, not we have some background, you have malware or a virus. That user account is a bit odd, what could have easily happened is that while you were logged on with the virus it changed your administrator password and setup the secondary hidden account to use.
The issue is that the user the password worked with is NOT administrator, it's that MoneyGroupUser, just as I thought. If you were using the same user and password in one place, it would work in another. Try entering that username the password works with in Windows login.