Identity theft is a HUGE problem for Americans. How many data thefts can we endure from big name companies like Sony, TJ Maxx, etc. However, we have to pay extortionate amounts of money for access to our own credit files, which are often riddled with outdated or incorrect information, illegally modified info from collection agencies, etc. Every day, we swipe our debit/credit cards and don't have a clue about our rights, let alone what is in our file. As long as big megacorporations get away with these breaches of our info, while the victims are left to clean up the mess with our own money, identity theft will continue to be the epidemic that it is, ruining the lives of the many for the benefit of the few. BTW, LifeLock will not help you - the CEO had his identity stolen after a disastrous ad campaign which displayed his SSN and dared people to steal it. FAIL.