DDL is needed only for digital (SPDIF) connections, as uncompressed 5.1 audio can not fit over a SPDIF connection (ie, the signal must be encoed in either DD or DTS formats). Hence, SPDIF can only get 2.0 audio unless DDL/DTS-C is used. If you use analog (or HDMI), then this tech means nothing whatsoever (unless for some reason you want all audio converted to a DD stream...)
Basically, if a game used 5.1 and digital SPDIF was the connection scheme, only 2.0 would be outputted unless DDL was used, in which case the full 5.1 could be carried over the wire.
On the other hand, if the game used 2.0 and DDL was used, the output is still 2.0.
For users with HDMI outputs from their output device, ffdshow can be used to simply output uncompressed 5.1 audio (such as ATI cards), but most soundcards are still limited to 7.1 analog and 5.1 SPDIF outputs. So if you wanted to output a 5.1 digital signal from a soundcard, DDL is an essential tech.