The big retailers always get you in the wallet with addons and warranty. If you really need top notch "specs" but can't pay you're stuck with either finding coupons and rebates to buy from Dell Gateway etc, or buying a notebook with less than amazing quality like Acer. Custom is really the way to go if you can, but min/maxing cost/performance is only going to lead you in the other direction. The reason has nothing to do with Custom retailers stealing your money...they simply don't cut corners on things like service,help,quality parts like ram and Hard Drives, build quality etc. If that's important to you, you'll go custom. If you want a 'flimsy toaster".. you'll buy Acer.. If you want a "bumper car" you buy Dell. I think the choice is clear