UPDATE:
Well, just to let you know that I bought a Verizon Samsung Galaxy Note 4 straight out from Best Buy (no contract) Stopped at Walmart and bought a Straight talk Kit that has the sim cards and the CDMA # on the card and it included the 45.00 service card. I called Straight talk, and after about 30 mins waiting I got a customer service person that I had a hard time understanding but she walked me thru the process and did get my phone on Straight talk, no proplems so far! I have to say I LOVE STRAIGHT TALK! And yes, I am using verizon towers!