If you had the card set to be "Internal" storage rather than the standard "External" storage, then anything on it is inaccessible after a reset. There is no way to resolve that. When a SD card is set to be "Internal" storage it puts specific things on the phone itself. The cards data then is encoded. Then no other device, no device without that required connection, can read the SD card. So when you wipe a phone during a resent, you remove the connection. Basically making your phone a 'different device' now to the card. There is no way to fix that.