I have a LG Phoenix 5 first phone ever with internet or SD card.I have had 4 SD cards purchased in 2months.when I put it in it doesn't ask to format I try to format it goes to 20% and ejects card remounts and says its portable.i have done all the tips Give read except factory reset.then wondering if I do that does it delete my messenger photos and messages.thats where half my pictures are I sent them to myself