[citation][nom]Ragnar-Kon[/nom]I do.If I can create a paper trail for it, I will. Surprises most when I tell them this because I am a technology guru. And granted the vast majority of the checks I write these days are electronically converted, but I still feel like that if there is a paper trail I can prove that I did what I did.[/citation]
I use credit cards, I make money each year by using my credit card, not quite sure how you can't manage your spending and finances that you can't.
I never pay interest, ever, I pay on time. I have 2% Cashback and make hundreds each year, plus if something happens like I lose my wallet or its stolen, I phone my bank and the card gets cancelled. If it had a tonne of cash say bye bye to it.
If you don't carry much cash then when you need make purchases there's the inconvenience of wasted time going to the bank to withdraw money.
Plus, if the credit card company is compromised or banks and there's fraudulent purchases I am not liable they are.