How good of a laptop is this?

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The Dell Inspiron 5000 is pretty decent for the price, but I am not sure if you will be able to play Sims 4 at 1080p with decent performance. Since you are relying on integrated graphics you may need to lower the resolution to 1600x900 or 1366x768 to get decent performance.
I don't want a refurbished computer and doesn't that computer have less storage, a lesser processor, and much less RAM? Plus, I want to order from a place that I can get a protection plan for the laptop as well.
 
The Dell Inspiron 5000 is pretty decent for the price, but I am not sure if you will be able to play Sims 4 at 1080p with decent performance. Since you are relying on integrated graphics you may need to lower the resolution to 1600x900 or 1366x768 to get decent performance.
 
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